because of the best, they does not count in case the a lot more is made to the financing or the c/a great, it’s still prominent avoidance in the event the their in both among it. from the remaining. i wouldnt know the way it works around. (check with her again perhaps?)circumstance 2 = semi-flexi has only step one membership. to ensure your to minimize their principal, the cash Need certainly to credit toward houses mortgage membership (at the mercy of LO TnC). one fee made to their c/a has nothing at all to do with your own prominent as these accs are not linked. so that the next manager is actually “korek”. =)
Actually to have scenariio step 1= I asked this new administrator about your antique mortgage, she told you maybe not flexi after that advise me better to take other totally flexi package.
Scen 2= making this “korek” haha. You means any additional fee so you’re able to financing a beneficial/c have a tendency to deduct the primary amte compared to that LO, think about the brand new T&C stated that we have to render progress observe and also make additional payment. nevertheless the officer informed me not require as his or her LO maybe not posting, the LO nonetheless in line with the old one, although bank system already modify. How come ? I’m scared immediately after finalizing have a tendency to be sorry for later on, most of the mth has to find financial to provide deposit .
Have got to improve lender?
.Why usually do take a look at the site here not for example fully flexi? Or no go out generate down payment has to inform financial, we wld instead bring completely flexi. Save time.
Heard and Hleong islamic no securing period, hope you might tell all of us for folks who got people futher details. Thx.
Indeed for scenariio 1= I asked the fresh manager concerning your conventional financing, she said maybe not flexi up coming recommend myself better to just take other totally flexi plan.
Scen 2= so this is “korek” haha. You mode any type of more percentage so you can mortgage a beneficial/c have a tendency to deduct the principal amte compared to that LO, think about the brand new T&C stated that we need to offer progress observe while making extra fee. however the manager told me n’t need as his or her LO perhaps not up-date, brand new LO still in accordance with the dated one, nevertheless bank system already update. How does ? I’m frightened immediately following signing often feel dissapointed about after, the mth has to observe financial to provide down payment .
Got to update financial?
.Why cannot such as for example fully flexi? Or no big date create deposit should revise bank, i wld instead get totally flexi. Save your time.
Heard also Hleong islamic no locking several months, promise you might tell us if you had people futher facts. Thx.
if or not its partial or complete flexi, the just about exactly the same thing. think from it since a handbook vehicle otherwise vehicles automobile. large FC or more-keep charge on the benefits versus alot more leg work at smaller maintaince prices. seemingly talking.
off individual perspective, i am going to state wade full-flexi if you have the more dollars whenever your heading so you can move the bucks that often.
i am not saying entirely sure on UOB’s pratices, but u is also talk with the new officials what sort of see to help make the extra commission? over the counter notice, thirty days find in advance an such like.
Really does anyone with this mortgage package. Pls express particular white in my experience. My main priority ‘s the get better/prepayment. Can you imagine mthly repayment try RM1k, and i shell out RM1.5k the mth to the loan an effective/c. Really does the fresh new RM500 have a tendency to subtract about Dominating amt , upcoming reducing the attract charge?
One told you”No”, the other percentage usually park regarding an excellent/c and utilise just like the a beneficial mthly repayment when owed. Observe has to be supplied to financial in the event the require the additional percentage to get subtract the principal. She indicates us to account for a full flexi home loan.